Contact Us
meet the Seacoast Lender Team: your guide to Expert Mortgage Solutions
Making Home Ownership Accessible & Affordable Across New Hampshire & Nationwide
Meet Scott Mertens
Branch Manager | NMLS# 32274
As a seasoned residential mortgage banker, Scott Mertens brings a wealth of expertise to the Dover, NH area. Scott's deep understanding of the mortgage industry enables him to simplify complex processes for his clients, ensuring they feel confident and informed.
From his beginnings in sub-prime lending to now leading his own branch, Scott has always prioritized the unique needs of borrowers and referral partners, fostering strong, successful relationships.
10+ Years
Mortgage Experience
49 States
Licensed
4.9
Out of 5-Star Reviews
21 Days
Average Loan Closing
Explore Our Mortgage Resources
Dive into our interactive tools and educational videos designed to demystify the mortgage process. Whether you're calculating potential payments or exploring refinancing options, our resources are at your fingertips.
The Mortgage Process
Securing a mortgage can seem daunting, but you're not alone. Our team is dedicated to guiding you through every step, ensuring you find the right loan that fits your needs. Whether you’re taking your first steps towards home ownership or seeking the best mortgage rates in NH, we’re here to support you.
Payment Calculator
Curious about your monthly mortgage or potential savings from refinancing? Our online calculators provide quick, easy insights to help you plan effectively.
Find Your Ideal Loan
Whether you're a first-time homebuyer in NH, looking to refinance, or facing unique financial circumstances, we'll help you understand all your options. Our goal is to help you secure a home that meets your dreams and budget.
Homebuyers Guide
Embarking on the home-buying journey should be exciting, not overwhelming. Our team leverages extensive local knowledge to simplify the buying process, from NH mortgage pre-approval to closing.
"Scott made everything clear and understandable through the entire process. He went above and beyond to help ensure I received the best mortgage rate that fit my budget and needs. I will definitely be using Scott again in my future investments."
Justin G.
"Scott was incredible throughout the entire process, at every single level. He worked tirelessly every single day to make sure we could get the loan we needed. He was on top of every development and explained everything to us very thoroughly. I cannot say enough good things about Scott and his team."
Alec L.
"I have been working with Scott for about 16 years and he has always been informative, helpful, knowledgeable, creative, and willing to go the extra mile. Him and his team go above and beyond and are there to guide you every step of the way."
Valerie S.
The Seacoast Lender Team is always ready to answer your questions and address any concerns. Let us help you navigate your path to home ownership with confidence.
For licensing information, go to: www.nmlsconsumeraccess.org | www.goluminate.com | Please review our Disclosures & Licensing information. | Luminate Home Loans, Inc. is a wholly-owned subsidiary of Luminate Bank. Equal Housing Lender. For further information about Luminate Home Loans, Inc., please visit our website at www.goluminate.com. Luminate Home Loans, Inc. NMLS#150953.
Corporate Headquarters: 2523 Wayzata Blvd. S. Suite 200, Minneapolis, MN 55405